INTEREST FREE CREDIT ON BIKES

This is available on most new bikes. You can also include any accessories, component & clothing you choose when buying the bike.   Most bikes are on the deal shown below, but it does vary on certain brands. Please see individual bike for terms available.  

 

Months Scheme APR Total Sale Deposit
6 DDR 0% £350 - £549 Min 10% - Max 50%
10 DDR 0% £550 - £699 Min 10% - Max 50%
12 DDR 0% £700 - £999 Min 10% - Max 50%
18 DDR 0% £1000 - £1999 Min £100 - Max 50%
24 DDR 0% £2000 + Min £100 - Max 50%

Please note: 0% finance is not available on second hand, sale or bikes sold at a reduced price, but we do offer a 'low cost scheme' on these items. 

INTEREST FREE CREDIT ON OTHER PRODUCTS

Buy £350 or more of clothing, accessories, components and spread the cost on  us.

Months Scheme APR Total Sale Deposit
6 DDR 0% £350 + Optional

Please note: 0% finance is not available on second hand, sale or goods sold at reduced prices.

 

HOW TO APPLY

Please note: You must be 18 or over and working and living in the UK.

 

In Store: You need to bring 2 forms of identification (see below) plus your bank details (sort code, account number & address).  A deposit is optional.

 

Bring one of the following to verify your name / signature:

Passport - bank / credit card.

Plus

One of the following to verify your address:

Gas, electricity, or telephone bill – bank statement – drivers license – rent book

 

Decisions usually take 10 minutes to process, so in most cases you can take the goods away with you.

 

Calculating the repayments.

This is simplicity itself, divide the balance after your deposit (optional) into 6, 10, 12, 18, 24 or 36 equal amounts. This will be the monthly payment Direct Debited from your account.

 

 

Bike & accessories.

Total spend

 £650
Deposit (optional) £150
Balance to finance £500
Months 10
Direct debit repayment £50

If you want to keep your payments to a minimum our low cost  scheme, only 19.9% APR enables you to, by spreading the loan over a longer period.